Business Owners

Own the business? Own the building

Other than labor, occupancy costs are a business owner’s largest expense. Owning your own building is the best way to stabilize those costs and put you in control. In many communities, lease rates have increased 30 percent, 50 percent or even 75 percent over the past five years.

Owning your building means no more rising rent. Stop worrying about your landlord selling and being forced to relocate.

In addition to locking in your occupancy costs long term, owning your building will give you tax benefits, appreciation and a retirement option.

In fact, many of our borrowers have told us that owning their own building was the best retirement they never planned. The appreciation on the building when it is sold can make a nice nest egg.

Some owners choose to take title to the building in their own names, then lease it back to their business. When they retire and sell the business, they still have lease income coming in. Either way, it’s a great way to build equity for the future or to leave a legacy.

 

Be your own landloard. Write yourself a check.

We are your advocated for the life of the loan. Our team of experts guide you through the loan process and remain your partner until your loan is paid off.

Own vs Lease

Owning property is not as expensive as leasing. See for yourself.

Calculate Payments

Calculate what your payments would look like to purchase a building.

Find a Loan Expert

Connect with TMC and get your questions answered.

See how some of our small business clients used the SBA 504 Program to buy their buildings .

How SBA 504 Financing from TMC Financing Empowered Tinkering Monkey’s Growth

For Paula Chang and Michael Cheung, the husband-and-wife owners of Tinkering Monkey, owning their own space was the key to unlocking new levels of success for their innovative architectural signage…

The SBA 504 Loan Program Helped Edmond Group Secure Their Future

John and Susana Edmond, co-founders of Edmond Group LLC, a strategic communications and consulting firm, have witnessed their business steadily expand in recent years. As their client base grew, so…

How SBA 504 Financing from TMC is Boosting FB County’s Bottom Line

After more than three decades, FB County founder Tom Kim was ready to purchase commercial real estate for his innovative Los Angeles-based clothing and personal-goods company. “For a growing business…

Cooking Up Success: How SBA 504 Loans Transformed Jessica Lasky Catering’s Future

Berkeley, CA – Owning commercial real estate can be a game-changer for small businesses, providing stability, growth opportunities, and long-term financial security. For Jessica Lasky, the owner of Jessica Lasky…

Regulation Updates: SBA 504 Refinance Program

The Small Business Administration (SBA) recently released a new SOP (Standard Operating Procedure 50 10 7.1), which includes changes that make the SBA 504 Refinance Program even more obtainable. The…

Spotlight on Success: How SBA 504 Loans Empower Small Business Growth

At TMC Financing, our mission is to empower small businesses with the financial tools they need to grow and succeed. The SBA 504 Loan Program provides a strategic advantage for…

Tommy Tsunami Surf School Rides a Wave of Success with an SBA 504 Loan

Half Moon Bay, CA – Combining lifelong passion with business acumen is a sure way to achieve entrepreneurial success – and when you add commercial real estate ownership to the…

Nanni and Deeda’s Toys: Creating a Haven for Community and LGBTQ+ Inclusion

TMC Financing Facilitates SBA 504 Property Acquisition for Beloved Toy Store Santa Paula, CA – Nanni and Deeda’s Toys, an LGBTQ-owned and women-owned business, successfully leveraged the Small Business Administration’s…

Behind the Lens: Cashman Photo’s Financial Journey with SBA 504 Refinancing

TMC Financing Helps Las Vegas Photography Company Lower Occupancy Costs with $7.2M Refinance Loan Founded over five decades ago, Cashman Photo Enterprises has earned a sterling reputation for delivering premier…

Tin Roof Bistro Secures Property with an SBA 504 Loan

“We had wanted to buy the property for Tin Roof Bistro for years,” says Mike Simms, CEO and co-founder of the restaurant that he owns along with his father, Tom,…

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