SBA Energy Efficiency Financing

The SBA 504 Green Energy Program allows business owners to qualify for additional SBA 504 financing when they meet the energy efficiency requirements.

Under this program, the SBA 504 portion of the financing package is increased to a maximum of $5.5 million.

When energy efficiencies are implemented, borrowers can exceed the traditional SBA maximum and even take out multiple loans - for an aggregate amount of up to $16.5 million in total project financing. 

So, if you already have outstanding SBA loans or you have reached your usual SBA lending limit of $5 million per borrower, you may be eligible for more SBA financing by going green!

There are two ways to qualify for additional SBA financing through this program:

1. Reduce energy consumption by 10% 

For example, installing energy-efficient lighting may reduce overall energy consumption as compared to your prior or pre-renovated building. New windows, insulation, HVAC or energy-efficient equipment may also help reduce consumption.

2. Generate renewable energy or renewable fuels to make up 15% of energy use

For example, installing solar panels and/or wind turbines to generate at least 15% of energy for business use.